本研究探讨了在不同框架下,时间距离和社会距离如何影响人们的风险决策偏好,并考察了三者之间的可能交互作用。其中,框架分为收益和损失;社会距离包括为自己或为他人进行决策;而时间距离是为当前还是为一个月后进行决策。结果发现:(1) 三个主效应显著。损失框架下,为他人,为一个月后进行决策时,人们更倾向于冒险。(2) 交互作用显著。为自我决策时进行当前收益的决策,有最小的风险寻求。研究结果支持了社会和时间距离对决策的相似影响;符合解释水平理论,随着心理距离的增加,与高解释水平相关的价值的权重增加,使得参与者更倾向于选择收益更大的风险选项。This study explores how time distance and social distance affect people’s risk decision-making preferences under different frameworks, and examines the possible interactions between the three. Among them, the framework is divided into gains and losses;social distance includes making decisions for oneself or for others;and whether to make a decision based on the current time distance or one month later. The results showed that: (1) Three main effects were significant. Under the loss framework, people are more inclined to take risks when making decisions for others one month later. (2) The interaction is significant: Seeking the minimum risk when making current profit decisions for self decision-making. The research results support the similar impact of social and temporal distance on decision-making. According to the construal level theory, as psychological distance increases, the weight of values associated with high construal level increases, making participants more inclined to choose risk options with greater returns.